What about using a Cosigner?
This method is good when you are trying to build or establish credit. Talk with a family member or a friend to have them cosign for you since you don’t have any credit are trying to build it. Cosigning means that due to your lack of credit or poor credit, the bank would like someone with good credit to back you up in case you default on the loan. Now, if you stop paying on the loan, the bank will go after your cosigner for the balance of the loan. Start with a small loan at the bank and make your payments on time for a year paying off the balance so that you can release your cosigner.
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